www.mynordstrom.com

www.mynordstrom.com:- Nordstrom follows the same suite of Brand owned credit cards which most of the big brands are following these days. Nordstrom offers two types of cards; the basic one is Nordstrom retail credit card. This card comes with certain limitations, such as it can be used only at Nordstrom-owned stores and locations. You can use this private label card at Nordstrom Trunk Club, HauteLook and Nordstrom rack. When we say this card is a private label card, we refer to cards used at certain specific places and stores. However, there is another type of card which is more common and known as General use cards. These General use cards have a MasterCard or Visa logo and can be used at any merchant that accepts these cards. Nordstrom also offers the General use credit card, which can be used anywhere Visa cards are accepted. The General use of credit cards works for both purposes; they can be used in stores and Visa-taking outlets. Apart from these two credit cards, Nordstrom also offers a debit card for users who don’t want a credit card. The Nordstrom debit cardholders enjoy the same benefits as the credit card holders, except the debit card, which debits the money directly from the card holder’s account. Nordstrom issues its debit card through Nordstrom card services, and the credit card is issued by TD bank.

Rewards and benefits of Nordstrom cards

Like most credit cards, Nordstrom cards also reward the cardholders generously. Both of the cards offer a $40 cashback after the first purchase. Cardholders also get Three points for spending each dollar at Nordstrom Trunk Club, HauteLook, Nordstrom Rack, and Nordstrom online and their stores. In addition to this, General use cards also get one point for spending each dollar at places where Visa is accepted.

Nordstrom also runs a reward program, The Nordy Club, which is free to join. Anyone can sign up for this reward program with a Phone number, name and email address. This reward program is independent of their debit and credit card reward program.

The Nordy club reward program

The Nordy club program lets users earn 1 point for every dollar spent on their store online or walk-in. In return, These points unlock special status in the reward program. Furthermore, unique statues unlock special benefits and access to exclusive beauty and style workshops, early access to certain products. Nordstrom also organizes member special bonus points events during the program year.

How to get Nordstrom Cards

Interested people can apply for the card in Nordstrom Strom and mail-in applications and on their websites. For receiving the card, applicants must submit their personal information such as Phone no, Name and Address. Applicants also need to provide their Social security number, Driving Licence, employer’s information and date of birth. This information helps the company to check their background and credit history. If you apply online, the process is smoother, and the application is approved instantly in most cases.

Where to use Nordstrom credit card

Cardholders can use the Private label or Brand owned credit cards at Nordstrom Trunk Club, HauteLook, Nordstrom rack and Nordstrom stores and websites. While Nordstrom General use credit cards can be used anywhere, Visa is accepted.

Credit History requirement for Nordstrom credit card

Nordstrom doesn’t publicly advertise its criteria for application acceptance, but credit history must be in between fair to good like other store-owned cards.

Terms and condition

The APR for Store owned credit cards is 25.9%, but it varies for the general use of credit cards according to the credibility of the user. The APR for the General use Visa card is between 18.9% to 25.9%. The debt off time is 25% from the date of statement closing.

General use Visa cardholders also get the option of Cash advance. The APR applicable for this service is 26.9%. The fine for late payment is $40, and in case of a returned payment, a user is fined $29.

Nordstrom credit card is best for

If you regularly shop at Nordstrom Trunk Club, HauteLook, Nordstrom rack and Nordstrom stores.

The intro offer of Nordstrom cards gives a $40 credit. Users also get 3 points for spending each dollar at Nordstrom Trunk Club, HauteLook, Nordstrom rack and Nordstrom www.mynordstrom.com.

The Nordstrom Debit cardholders get two points for every single dollar spent at Nordstrom Trunk Club, HauteLook, Nordstrom rack and Nordstrom.

Our opinion

If you are a regular shopper at Nordstrom and their affiliate stores, you should go for the Nordstrom credit and debit card. However, the points earned can only be redeemed as Nordstrom shopping www.mynordstrom.com.

FAQs related to Nordstrom cards

Which bank offers Nordstrom credit and debit cards?

Ans. While the primary and general use credit cards are issued by TD bank, the debit card is issued by Nordstroms cards services. The General uses Visa signature and Visa platinum card depending upon the applicant’s credit score.

How much is the credit score needed for receiving the Nordstrom credit card?

Ans. According to industry experts, Nordstrom doesn’t release any specific criteria; a credit score between 560 to 689 is desirable.

How to pay for Nordstrom credit cards?

Ans. Cardholders can pay for the Nordstrom credit card by logging in to their website or can set up their account at Nordstrom card services.

Nordstrom is a premium department store mainly dealing with fashion and accessories segments of Men, Women and Children. The Credit card segment contributes just a tiny portion of their large chunk of revenue. The company uses the credit card segment for building customer loyalty. Nordstrom has some notable competition in the fashion field like Saks, Neiman Marcus and Macy’s. However, Nordstrom is considered a leader in the Consumer fashion Leader industry in Customer service quality. This customer satisfaction gives a competitive advantage to Nordstrom over its competitor.

Related Tags:-